Mexican property deed documents on a desk.
Transaction Library

The TransactionLibrary

Five common Baja real estate transactions, broken into plain steps and the actual documents each one calls for. No legalese — tap any underlined term for a quick definition.

05
Transaction Types
13
Terms Defined
Plain
Language Only
§ IChoose Your Transaction
Last reviewed: August 2026

Buying a home or condo that's already built adds a layer on top of the land process: confirming the structure itself, and the way it's owned, is exactly what the seller says it is.

0 of 14 documents collected0%
01Step

Confirm the property is legally clean

Before you fall for the view, make sure the seller can actually sell it — verifying who really owns the property and whether anything (unpaid taxes, a contractor's lien, a family dispute) is attached to it.

Notario
Typical cost
$300–$800 USD
Typical timeline
1–3 weeks
02Step

Put the deal in writing

Once you agree on price and terms, you sign a purchase agreement that locks in the deal while paperwork catches up — it's a promise to complete the sale, not the final deed.

Notario or real estate attorney
Typical cost
5–10% of price as earnest-money deposit (credited toward purchase)
Typical timeline
Signed within days of an accepted offer
03Step

Set up how you'll hold title

Same rule as raw land — plus foreign buyer means a ; otherwise the deed can be held directly.

SREBank / trusteeNotario
Typical cost
$1,000–$2,500 USD if fideicomiso required, free otherwise
Typical timeline
3–6 weeks (runs alongside step 1)
04Step

Close and pay the transfer taxes

At closing, the finalizes the numbers — buyer's acquisition tax, any seller capital gains tax — and everyone signs the final deed.

Notario
Typical cost
5–8% of property value, total
Typical timeline
Closing day itself, once prior steps complete
05Step

Register and take over the property

The deed gets filed with the Public Registry, then it's time to make the property yours in every practical sense.

Public RegistryUtility companiesHOA
Typical cost
Included in step 4's closing statement
Typical timeline
30–60 days for registry; utilities usually same week
§ IIImportant

Everything in this library reflects Baja Property Insider’s best understanding as of the review date above, but Mexican real estate law, tax rates, and municipal requirements are updated regularly — sometimes without much notice. Baja Property Insider is an independent education platform; it does not practice law and does not provide legal advice. For guidance specific to your transaction, we can connect you directly with Gerardo Sánchez Aramburu, an independent Mexican attorney who works directly with foreign buyers and property owners in Baja California Sur.

Rules like these can shift year to year — talk to independent counsel about your transaction →

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